[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.nesvatbov.cz\/povinne-ruceni-to-neni-jen-cena-pojistneho\/#Article","mainEntityOfPage":"https:\/\/www.nesvatbov.cz\/povinne-ruceni-to-neni-jen-cena-pojistneho\/","headline":"Povinn\u00e9 ru\u010den\u00ed, to nen\u00ed jen cena pojistn\u00e9ho","name":"Povinn\u00e9 ru\u010den\u00ed, to nen\u00ed jen cena pojistn\u00e9ho","description":"Povinn\u00e9 ru\u010den\u00ed se t\u00fdk\u00e1 v\u0161ech provozovatel\u016f motorov\u00fdch vozidel, z\u00e1kon jejich vlastn\u00edk\u016fm na\u0159izuje hradit jej pravideln\u011b...","datePublished":"2018-06-07","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.nesvatbov.cz\/author\/#Person","name":"","url":"https:\/\/www.nesvatbov.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"nesvatbov.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.nesvatbov.cz\/wp-content\/uploads\/img_a321530_w2328_t1532766844.jpg","url":"https:\/\/www.nesvatbov.cz\/wp-content\/uploads\/img_a321530_w2328_t1532766844.jpg","height":0,"width":0},"url":"https:\/\/www.nesvatbov.cz\/povinne-ruceni-to-neni-jen-cena-pojistneho\/","about":["Auto moto"],"wordCount":438,"articleBody":"\tPovinn\u00e9 ru\u010den\u00ed se t\u00fdk\u00e1 v\u0161ech provozovatel\u016f motorov\u00fdch vozidel, z\u00e1kon jejich vlastn\u00edk\u016fm na\u0159izuje hradit jej pravideln\u011b bez ohledu na to, kolik kilometr\u016f \u010din\u00ed v\u00e1\u0161 ro\u010dn\u00ed n\u00e1jezd. Bez povinn\u00e9ho ru\u010den\u00ed zkr\u00e1tka nesm\u00ed va\u0161e auto na silnici. Jak se orientovat p\u0159i v\u00fdb\u011bru vhodn\u00e9 poji\u0161\u0165ovny?\t\tCena povinn\u00e9ho ru\u010den\u00edPoji\u0161\u0165ovny si jeho v\u00fd\u0161i vypo\u010d\u00edt\u00e1vaj\u00ed podle vlastn\u00edch tabulek. Zahrnuj\u00ed do nich objem v\u00e1lc\u016f motoru, anebo v\u00fdkonnostn\u00ed t\u0159\u00eddu. V\u00fdsledn\u00e1 cena v\u0161ak odpov\u00edd\u00e1 i dal\u0161\u00edm faktor\u016fm, jimi\u017e jsou st\u00e1\u0159\u00ed vozidla, v\u011bk \u0159idi\u010de a jeho praktick\u00e9 zku\u0161enosti, resp. jak dlouho vlastn\u00ed motorov\u00e9 vozidlo, d\u00e1le d\u00e9lka obdob\u00ed bez pojistn\u00fdch ud\u00e1lost\u00ed a mnoh\u00e9 dal\u0161\u00ed. Posb\u00edran\u00e9 \u0159idi\u010dsk\u00e9 bonusy m\u00e1 v evidenci \u010cesk\u00e1 kancel\u00e1\u0159 pojistitel\u016f a lze je pak p\u0159i p\u0159echodu do jin\u00e9 poji\u0161\u0165ovny p\u0159ev\u00e9st .\tPojistn\u00e9 limityP\u0159i sjedn\u00e1v\u00e1n\u00ed pojistky byste nem\u011bli hled\u011bt pouze na cenu pojistn\u00e9ho, ale p\u0159edev\u0161\u00edm na pojistn\u00e9 limity. P\u0159\u00edli\u0161 levn\u00e9 pojistky toti\u017e \u010dasto h\u0159e\u0161\u00ed na minim\u00e1ln\u00ed limit v p\u0159\u00edpad\u011b pojistn\u00e9 ud\u00e1losti a nejhor\u0161\u00ed p\u0159\u00edpady nast\u00e1vaj\u00ed ve chv\u00edli, kdy poji\u0161\u0165ovna nechce ud\u00e1lost v\u016fbec uznat hodnou proplacen\u00ed. M\u016f\u017ee se v\u00e1m pak tak\u00e9 st\u00e1t, \u017ee z\u00e1konem stanoven\u00fd z\u00e1kladn\u00ed limit 35 milion\u016f korun nemus\u00ed sta\u010dit, zvl\u00e1\u0161t\u011b u dlouhodob\u00e9ho l\u00e9\u010den\u00ed v\u00e1\u017en\u00fdch \u00faraz\u016f, jejich\u017e \u00fahradu pak vyplat\u00edte z vlastn\u00ed kapsy.\tAsisten\u010dn\u00ed slu\u017ebyKvalita slu\u017eeb tohoto poji\u0161\u0165ovac\u00edho produktu se pozn\u00e1 p\u0159edev\u0161\u00edm na rozsahu a mo\u017enostech asisten\u010dn\u00ed slu\u017eby. Renomovan\u00e9 poji\u0161\u0165ovny maj\u00ed sice pojistn\u00e9 nepatrn\u011b vy\u0161\u0161\u00ed, ov\u0161em zaji\u0161\u0165uj\u00ed nep\u0159etr\u017eitou asistenci v r\u00e1mci cel\u00e9 Evropy, a to dokonce v \u010de\u0161tin\u011b. Sou\u010d\u00e1st\u00ed slu\u017eeb je i pr\u00e1vn\u00ed poradenstv\u00ed, co\u017e ocen\u00ed p\u0159edev\u0161\u00edm lid\u00e9, co cestuj\u00ed \u010dasto v zem\u00edch Evropsk\u00e9 unie, anebo i mimo tyto st\u00e1ty. A pokud skute\u010dn\u011b hled\u00e1te kvalitu, dobr\u00e1 poji\u0161\u0165ovna zajist\u00ed i v\u00fdm\u011bnu po\u0161kozen\u00e9 pneumatiky, odtahovou slu\u017ebu, anebo v\u00fdpomoc v p\u0159\u00edpad\u011b ztr\u00e1ty kl\u00ed\u010d\u016f.\tBonusyV p\u0159\u00edpad\u011b beze\u0161kodn\u00e9ho pr\u016fb\u011bhu se m\u016f\u017ee sn\u00ed\u017eit v\u00fd\u0161e pojistn\u00e9ho pom\u011brn\u011b v\u00fdznamn\u011b, n\u011bkter\u00e9 poji\u0161\u0165ovny umo\u017e\u0148uj\u00ed sn\u00ed\u017een\u00ed ji\u017e po prvn\u00edm roce, jin\u00e9 a\u017e po del\u0161\u00ed dob\u011b. V\u011bt\u0161inou v\u0161ak dos\u00e1hnete maxim\u00e1ln\u00edho bonusu 50 a\u017e 60 procent a\u017e po 8 nebo 10 letech j\u00edzdy bez nehod.                                                                                                                                                                                                                                                                                                                                                                                        3.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Povinn\u00e9 ru\u010den\u00ed, to nen\u00ed jen cena pojistn\u00e9ho","item":"https:\/\/www.nesvatbov.cz\/povinne-ruceni-to-neni-jen-cena-pojistneho\/#breadcrumbitem"}]}]